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Every Moment is First

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Welcome!

How I got Here

Hello, I’m Ian Melchor. This blog is my digital space for exploring the fascinating intersections and perspectives around::

IndustryTechnologySkills
Mortgage LendingArtificial IntelligenceSales
FinanceMachine LearningSystem Design
Real EstateOpen Source SoftwareProfessional Services
Consumer AdvocacyProductivityBeing a Student of Tech in GenAI Age

Who Am I?

My career has been a winding road through finance and technology:

“In a room full of the greatest loan officers, I’m the best engineer. In a room of the greatest engineers, I’m the best loan officer.” - Generalist motto

  • Mortgage Loan Officer 📊

    • A decade as a top producer
    • Intimate knowledge of loan production from inception to funding
  • Strategic Systems Innovator 🛠️

    • Built multiple operational systems for mortgage loan production
    • Expertise in lead generation, team building, and technology selection
  • Developing Tech Leader 💻

    • Current role: Director of Professional Services at Bonzo
    • Focusing on conversation software for mortgage professionals

The Purpose of This Blog

This blog is my sandbox for:

  1. Documenting my tech learning journey

    • Deep dives into AI and machine learning
    • Experiments with cutting-edge software development
  2. Bridging the gap between mortgage and tech

    • Unique insights from straddling both worlds
    • Analysis of how tech is reshaping the mortgage landscape
  3. Building and sharing tools

    • Open-source experiments that enhance Bonzo’s capabilities
    • Educational demonstrations using Bonzo’s open API
  4. Personal growth and reflection

    • Chronicling my transition from loan officer to tech professional
    • Exploring the challenges and triumphs of career pivoting

What You’ll Find Here

LearnGen Diagram


My Commitment to You, the Reader

  • Real-world Perspective: No ivory tower theorizing—just practical insights from the trenches.
  • Transparency: An honest look at my learning process, warts and all.
  • Continuous Learning: I’m not claiming expertise in everything. We’re on this journey together.

Looking Ahead

As we embark on this journey, here’s a taste of what’s to come:

  • Exploring how AI is revolutionizing mortgage lending, and consumer services at large
  • Building a chatbot using Bonzo’s API and open-source NLP tools
  • Analyzing the future of sales in an AI-driven world
  • Reflections on transitioning from finance to tech (and keeping a foot in both worlds)

Thank you for joining me on this adventure. Whether you’re a mortgage professional curious about tech, a developer interested in fintech, or simply someone who enjoys watching others learn and grow, I hope you’ll find value in my musings.

Here’s to the exciting journey ahead,

Ian Melchor

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